[N-COUNT 可数名词]房屋抵押贷款 A mortgage is a loan of money which you get from a bank or building society in order to buy a house.
[oft N n]
...an increase in mortgage rates.
房屋抵押贷款利率的提高
2
[VERB 动词]抵押(房屋、土地)借款 If you mortgage your house or land, you use it as a guarantee to a company in order to borrow money from them.
[V n]
[V-ed]
They had to mortgage their home to pay the bills.
他们不得不抵押房屋借贷来支付这些款项。
...mortgaged homes.
按揭房
Oxford
mort·gage/ˈmɔːɡɪdʒ; NAmEˈmɔːrɡɪdʒ/
noun
,
verb
mortgagemortgagesmortgagedmortgagingnoun(alsoinformalˌhome ˈloan)a legal agreement by which a bank or similar organization lends you money to buy a house, etc, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭（由银行等提供房产抵押借款）；按揭贷款◆to apply for/take out/pay off a mortgage申请╱取得╱还清抵押贷款◆mortgage rates (= of interest)按揭贷款利率◆a mortgage on the house一项房产按揭◆a mortgage of £60 000*6 万英镑的按揭贷款 ◆monthly mortgage payments房贷月供☞collocationsat
house
verbmortgagesth to give a bank, etc. the legal right to own your house, land, etc. if you do not pay the money back that you have borrowed from the bank to buy the house or land （以房地产）做按揭贷款的抵押◆He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去来付诉讼费。mort·gage/ˈmɔːɡɪdʒ; NAmEˈmɔːrɡɪdʒ/
1a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years: Your building society or bank will help arrange a mortgage. They’ve taken out a 30-year mortgage (=they will pay for their house over a period of 30 years). We decided to use Fred’s redundancy money to pay off the mortgage (=pay back all the money we borrowed for a mortgage).Mortgage rates are set to rise again in the spring. She was having trouble meeting her mortgage payments.2the amount of money you borrow in the form of a mortgage: If you earn £20,000 per year, then you may be able to get a mortgage of £60,000.COLLOCATIONSverbshave a mortgage· They have a mortgage on a small house in North London.take out a mortgage (=borrow money to buy a house)· We took out a 25-year mortgage.get a mortgage· We couldn't get a mortgage.pay/repay a mortgage· If I lose my job, we won't be able to pay the mortgage.pay off a mortgage (=finish paying all the money you owe)· They paid off their mortgage five years early.fall/get behind with the mortgage (=be unable to pay enough money each month)· He fell behind with the mortgage when he lost his job.adjectivesbig/high· They both need to work full-time because their mortgage is so big.cheap (=with a low interest rate)· Homebuyers are eager to take advantage of the cheap mortgages on offer.mortgage + NOUNa mortgage payment· If interest rates go down, your mortgage payments will fall.the mortgage rate (=the rate of interest you will pay on a mortgage)· You need to shop around for a good mortgage rate.a mortgage lender (=a bank that provides mortgages)· Nearly all mortgage lenders plan to raise their interest rates.
mortgage1 noun
mortgage2 verb
mortgagemortgage2 verb [transitive]
Verb Table
Examples
word sets
Collocations
Phrases
1if you mortgage your home, land, or property, you borrow money, usually from a bank, and if you cannot pay back the money within a particular period of time, the bank has the right to sell your property in order to get the money you owe it: We mortgaged our house to start Paul’s business.2mortgage the/somebody’s future to borrow money or do something that is likely to cause problems in the future, that other people will have to deal with: The report explains how governments are mortgaging their nations’ futures.
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