Car Insurance Money Driver Dishonest Companies Pay Accidents

Unfortunately, there are many car insurance "scams" (or dishonest ways to get money) in the United States. Some people "make their living" (earn money, usually through a job) with car insurance scams. They try to get the car insurance companies to pay them money for accidents that never happened, or for accidents that they got into "on purpose" (intentionally; wanting something to happen).

The most dangerous car insurance scams happen when dishonest people try to get into accidents on purpose so that they can get money from the car insurance companies. For example, if you are "merging" (entering a road with many cars, as when one drives onto a freeway), another driver might "wave" (move one's hand in the air) to offer you the "right of way" (permission to drive in front of another car). Then, as you try to merge in front of that car, the other drive might "speed up" (start to go faster) so that the two cars hit.

When the police come, the other driver "denies" (says that something didn't happen) that he or she ever waved to you. If the car insurance company decides that you are "at fault" (the accident happened because you made a mistake), then the other driver will get money to pay for the damage to his or her car. If the other driver has a dishonest doctor as a friend, he or she might also get the car insurance companies to pay for "fake" (not real) "injuries" (damage to a person's body) if the doctor's office lies and says that those injuries were related to the accident.

Car insurance scams are very expensive, so car insurance companies spend a lot of time and money trying to identify and "prevent" (not let something happen) scams.